{"id":6673,"date":"2015-09-02T09:25:05","date_gmt":"2015-09-02T07:25:05","guid":{"rendered":"http:\/\/cms.gopopup.com\/?post_type=magazine-entry&#038;p=6673"},"modified":"2017-10-02T15:26:12","modified_gmt":"2017-10-02T13:26:12","slug":"go-popup-insurance-all-you-need-to-know","status":"publish","type":"post","link":"https:\/\/magazinetest.atomic4dev.net\/en\/go-popup-insurance-all-you-need-to-know\/","title":{"rendered":"How To Guide: Your Go\u2014PopUp Insurance"},"content":{"rendered":"<p>Did you know that\u00a0<strong><span style=\"font-weight: 400;\">commercial liability insurance<\/span><span style=\"font-weight: 400;\"> is automatically included in every space booking completed through our website? Well, not a very entertaining news but it supports your idea! Additionally you have the opportunity to book an extra insurance package. What it offers, what you benefit from and some more little details\u00a0will be answered through the following FAQs:<\/span><\/strong><\/p>\n<p class=\"p1\"><span class=\"s1\"><b>Which safeguards can Go\u2014PopUp provide for my pop-up? \/\/<em>\u00a0<\/em><\/b><\/span><em><b>Welche Absicherungsm\u00f6glichkeiten bietet mir Go\u2014PopUp?<br \/>\n<\/b><\/em><span class=\"s1\">The pop-up <\/span><span class=\"s2\">commercial liability insurance<\/span><span class=\"s1\"> is automatically included in every space booking completed through our website. That\u2019s part of our concept. Beyond that, we offer our Go\u2014PopUp customers an <\/span><span class=\"s2\">insurance package <\/span><span class=\"s1\">for their pop-up decors and goods.<\/span><\/p>\n<p class=\"p1\"><em><span class=\"s1\">Die Pop-Up Haftpflicht bekommen Kunden exklusiv und kostenfrei \u00fcber Go\u2014PopUp bei jeder Buchung einer Pop-Up Location dazu. Das geh\u00f6rt zu unserem Konzept. Dar\u00fcber hinaus k\u00f6nnen Go\u2014PopUp Kunden noch einen speziellen Schutz f\u00fcr die Ausstattung und den Inhalt sowie f\u00fcr die Glasfl\u00e4chen ihres Pop-Ups dazubuchen.<\/span><\/em><\/p>\n<p>\u00a0<b>What kind of insurance makes sense, if you were to open a pop-up? \/\/<em>\u00a0<\/em><\/b><em><b>Welche Art von Versicherung macht f\u00fcr jemanden Sinn, der ein Pop-Up er\u00f6ffnen m\u00f6chte?<\/b><\/em><\/p>\n<p><span style=\"font-weight: 400;\">An insurance makes sense, if you are unable to personally cover the cost, arising from damages caused (i.e. to a landlords property). You should always cover your base with a <\/span><span style=\"font-weight: 400;\">commercial liability insurance<\/span><span style=\"font-weight: 400;\">. It also makes sense to insure any equipment, decors and goods inside the pop-up that could potentially get damaged and cause you financial loss.<\/span><\/p>\n<p class=\"p1\"><em><span class=\"s1\">Grunds\u00e4tzlich machen Versicherungen immer dann Sinn, wenn man einen eintretenden Schadenfall nicht aus eignen finanziellen Mitteln abdecken kann. Eine Haftpflichtversicherung sollte jedoch generell bestehen. Auch die Absicherung des Inhaltes oder der Ware eines Pop-Ups sch\u00fctzt vor finanziellen Verlusten, wenn es einmal zum Schadenfall kommt.<\/span><\/em><\/p>\n<p>\u00a0<span class=\"s1\"><b>What does the commercial liability insurance cover and what advantages does it bear? \/\/\u00a0<\/b><\/span><em><b>Was sichert die Haftpflichtversicherung ab und welche Vorteile bietet sie?<\/b><\/em><\/p>\n<p class=\"p1\"><span class=\"s1\">The pop-up liability insurance covers any cost <\/span><span class=\"s2\">arising from damages that can be legally claimed and any third-party damages<\/span><span class=\"s1\">. The maximum coverage goes up to 10 million Euros. The liability insurance also rejects unjustified claims for compensation on your behalf and thus safeguards Go\u2014PopUp customers from unjustified demands.<\/span><\/p>\n<p class=\"p1\"><em><span class=\"s1\">Eine Haftpflichtversicherung sch\u00fctzt gegen s\u00e4mtliche, rechtlich begr\u00fcndete, Schadenersatzanspr\u00fcche Dritter. Go\u2014PopUp bietet seinen Kunden hier eine Absicherung bis zu 10 Mio. Euro. Ebenfalls \u00fcbernimmt die Haftpflicht die Abwehr unberechtigter Schadenersatzanspr\u00fcche und sch\u00fctzt Go\u2014PopUp Kunden somit vor ungerechtfertigten Forderungen.<\/span><\/em><\/p>\n<p>\u00a0<span class=\"s1\"><b>Are there cases in which the pop-up liability insurance won\u2019t cover? \/\/\u00a0<\/b><\/span><em><b>In welchen F\u00e4llen greift eine Haftpflichtversicherung nicht?<\/b><\/em><\/p>\n<p class=\"p1\">The Go\u2014PopUp commercial liability insurance does not cover damages that have been caused intentionally, nor does it cover first-party losses. First-party losses are self-inflicted damages to your own property. However, you can insure the goods and decors inside the pop-up against all kinds of other losses with the Go\u2014PopUp insurance package.<\/p>\n<p class=\"p1\"><em><span class=\"s1\">Die Go\u2014PopUp Haftpflicht greift nicht bei vors\u00e4tzlich herbeigef\u00fchrten Sch\u00e4den und bei sogenannten Eigensch\u00e4den. Als Eigenschaden bezeichnet man selbstverschuldete Sch\u00e4den am eignen Hab und Gut. Jedoch k\u00f6nnen der Inhalt und die Ausstattung des Pop-Ups \u00fcber das separate Ausstellungskonzept gegen viele andere Gefahren abgesichert werden.<\/span><\/em><\/p>\n<p>\u00a0<a href=\"http:\/\/magazinetest.atomic4dev.net\/wp-content\/uploads\/2015\/09\/blog_versicherung2.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-6705\" src=\"http:\/\/magazinetest.atomic4dev.net\/wp-content\/uploads\/2015\/09\/blog_versicherung2.png\" alt=\"blog_versicherung2\" width=\"1200\" height=\"800\" srcset=\"https:\/\/magazinetest.atomic4dev.net\/wp-content\/uploads\/2015\/09\/blog_versicherung2.png 1200w, https:\/\/magazinetest.atomic4dev.net\/wp-content\/uploads\/2015\/09\/blog_versicherung2-300x200.png 300w, https:\/\/magazinetest.atomic4dev.net\/wp-content\/uploads\/2015\/09\/blog_versicherung2-1024x683.png 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/a><\/p>\n<p class=\"p1\"><span class=\"s1\"><b>What kind of pop-up insurance is required by law? \/\/\u00a0<\/b><\/span><em><b>Welche Versicherungen sind f\u00fcr ein Pop-Up gesetzlich vorgeschrieben?<br \/>\n<\/b><\/em><span class=\"s1\">Generally speaking, there is no specific insurance, which the German law requires for a pop-up. However, you should know that according to the BGB (German civil code), you have an unlimited personal liability for damages culpably caused, including damages caused by <\/span><span class=\"s2\">simple negligence<\/span><span class=\"s1\">. Such liability could go as far as causing insolvency to the defendant. Without an insurance, the pop-up owner also has to bear the risks of damages caused to his\/her goods.<\/span><\/p>\n<p class=\"p1\"><em><span class=\"s1\">Generell gibt es keine gesetzliche Vorschriften was die Absicherung eines Pop-Ups betrifft. Jedoch sollte jedem bewusst sein, dass nach BGB eine unbegrenzte<span class=\"Apple-converted-space\">\u00a0 <\/span>Haftung f\u00fcr schuldhaft verursachte Sch\u00e4den besteht. Hierzu z\u00e4hlen auch bereits leicht fahrl\u00e4ssige Handlungen. Die Haftung aus einem schuldhaft verursachten Schaden kann durchaus die Insolvenz des Verursachers nach sich ziehen. Auch die Gefahr der Besch\u00e4digung oder Zerst\u00f6rung der eigenen Waren muss ein Pop-Up Inhaber tragen.<\/span><\/em><\/p>\n<p>\u00a0<span class=\"s1\"><b>What happens if a customer breaks something in my pop-up? \/\/\u00a0<\/b><\/span><em><b>Was passiert, wenn ein Kunde etwas im Laden kaputt macht? Wessen Versicherung greift dann?<\/b><\/em><\/p>\n<p class=\"p1\"><span class=\"s1\">Usually, that customer\u2019s <\/span><span class=\"s2\">personal liability insurance<\/span><span class=\"s1\"> should cover the loss. It is important that you can prove, that this person in fact caused the damage. If that is not the case, you might not have a claim. In cases of burglary, fire or damages caused by water, the <\/span><span class=\"s2\">Go\u2014PopUp insurance package for goods and interiors can cover the losses<\/span><span class=\"s1\">.<\/span><\/p>\n<p class=\"p1\"><em><span class=\"s1\">In der Regel greift die Haftpflichtversicherung des Kunden, der den Schaden verursacht hat. Wichtig ist, dass dem Sch\u00e4diger ein Verschulden nachgewiesen werden kann. Sollte dies nicht der Fall sein, besteht kein Ersatzanspruch. F\u00fcr weitere Gefahren wie Einbruch, Feuer oder zum Beispiel Leitungswassersch\u00e4den greift die Go\u2014PopUp Ausstellungsversicherung.<\/span><\/em><\/p>\n<p>\u00a0<span class=\"s1\"><b>What are deductibles? \/\/\u00a0<\/b><\/span><em><b>Was bedeutet Selbstbeteiligung\/Selbstbehalt?<\/b><\/em><\/p>\n<p class=\"p1\">To be able to offer the advantageous conditions for the insurance package, it is necessary that damages up to 150,00 \u20ac are covered by the pop-up holder. Every loss beyond that sum will be covered by the insurance company, up to the agreed maximum.<\/p>\n<p class=\"p1\"><em><span class=\"s1\">Damit Kunden von Go\u2014PopUp die fairen Konditionen f\u00fcr das Ausstellungskonzept angeboten werden k\u00f6nnen, ist es notwendig, das Sch\u00e4den bis zu einer H\u00f6he von 150,00 \u20ac durch den Pop-Up Inhaber selbst getragen werden. Jeder versicherte Schaden, der \u00fcber dem Selbstbehalt liegt, wird selbstverst\u00e4ndlich mit dem vollen \u00fcbersteigenden Anteil \u00fcbernommen. Dies gilt nat\u00fcrlich nur bis zur maximalen H\u00f6he der abgesicherten Summe.\u00a0<\/span><\/em><\/p>\n<p>\u00a0<span class=\"s1\"><b>How can I assert an insurance claim? \/\/\u00a0<\/b><\/span><em><b>Wie kann ein Versicherungsanspruch geltend gemacht werden?<\/b><\/em><\/p>\n<p class=\"p1\"><span class=\"s1\">Asserting an insurance claim is made easy for Go\u2014PopUp customers. Just make a quick call or write a short e-mail to the insurance partner <a href=\"http:\/\/www.n-concepts.de\/\" target=\"_blank\" rel=\"noopener\">N-CONCEPTS<\/a>. They will then send you the necessary <\/span><span class=\"s2\">notice of loss<\/span><span class=\"s1\">. Once they have received back the notice, they will take care of the rest and let all parties know of the current state of affairs. The <\/span><span class=\"s2\">notice of loss<\/span><span class=\"s1\"> asks you for information about the cause of damages, the date and the estimated losses. It is advisable to give notice of damages as soon as they occur. It is also important that damages can be comprehensible at a later point in time.<\/span><\/p>\n<p class=\"p1\"><em><span class=\"s1\">Eine Schadenmeldung ist f\u00fcr Go\u2014PopUp Kunden ganz simpel. Ein kurzer Anruf oder eine Mail beim Partner <a href=\"http:\/\/www.n-concepts.de\/\" target=\"_blank\" rel=\"noopener\">N-CONCEPTS<\/a>\u00a0gen\u00fcgt.\u00a0<\/span><\/em><i>N-CONCEPTS wird als zust\u00e4ndiger Versicherungsmakler f\u00fcr unser Konzept, allen Go\u2014PopUp Kunden umgehend eine Schadenanzeige zusenden.\u00a0<\/i><i>Sobald dort die vollst\u00e4ndig ausgef\u00fcllte Schadenanzeige vorliegt, wird sich um eine z\u00fcgige und reibungslose gek\u00fcmmert. <\/i><em><span class=\"s1\">In der Schadenanzeige wird zum Beispiel nach dem Schadenhergang, dem Gesch\u00e4digten, dem Schadentag und der voraussichtlichen Sch\u00e4delh\u00f6he gefragt. Grunds\u00e4tzlich gilt: ein Schaden muss immer so schnell wie m\u00f6glich gemeldet werden. Sehr wichtig ist auch, dass der Schaden zu einem sp\u00e4teren Zeitpunkt noch nachvollziehbar ist.<\/span><\/em><\/p>\n<p>\u00a0<span class=\"s1\"><b>How can I get full protection for my pop-up? \/\/\u00a0<\/b><\/span><em><b>Wie erhalte ich einen Rundumschutz f\u00fcr mein Pop-Up?<\/b><\/em><\/p>\n<p class=\"p1\"><span class=\"s1\">Ask Go\u2014PopUp about the insurance package deal. <\/span><span class=\"s2\">To protect the interiors and goods in your pop-up, you just need to fill out a few mandatory fields of an online application. To receive full protection for your pop-up, we only require 5 details in the application form.<\/span><\/p>\n<p class=\"p1\"><em><span class=\"s1\">Um einen Schutz f\u00fcr Inhalt und Ausstattung eines Pop-Ups zu erhalten, m\u00fcssen einfach die wenigen Pflichtfelder des Onlineantrages ausgef\u00fcllt werden. Um in den vollen Genuss einer Deckung zu kommen, sind gerade einmal f\u00fcnf Angaben im Antrag n\u00f6tig.<\/span><\/em><\/p>\n<p><em>\u00a0<\/em><\/p>\n<p class=\"p1\"><span class=\"s1\"><b>Where to find us<\/b><\/span><\/p>\n<p class=\"p2\"><span class=\"s1\"><a href=\"http:\/\/www.gopopup.com\/\" rel=\"noopener\">gopopup.com<\/a><\/span><\/p>\n<p class=\"p2\"><span class=\"s1\"><a href=\"https:\/\/www.facebook.com\/GoPopUp\" rel=\"noopener\">facebook.com\/gopopup<\/a><\/span><\/p>\n<p class=\"p2\"><span class=\"s1\"><a href=\"https:\/\/twitter.com\/gopopupcom\" rel=\"noopener\">@gopopupcom<\/a><\/span><\/p>\n<p class=\"p4\"><span class=\"s4\"><a href=\"https:\/\/instagram.com\/gopopup\/\" rel=\"noopener\">#gopopup<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did you know that\u00a0commercial liability insurance is automatically included in every space booking completed through our website? Well, not a very entertaining news but it supports your idea! Additionally you have the opportunity to book an extra insurance package. What it offers, what you benefit from and some more little details\u00a0will be answered through the following FAQs: Which safeguards can Go\u2014PopUp provide for my pop-up? \/\/\u00a0Welche Absicherungsm\u00f6glichkeiten bietet mir Go\u2014PopUp? The pop-up commercial liability insurance is automatically included in every space booking completed through our website. That\u2019s part of our concept. Beyond that, we offer our Go\u2014PopUp customers an insurance [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6705,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-6673","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/magazinetest.atomic4dev.net\/en\/wp-json\/wp\/v2\/posts\/6673","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/magazinetest.atomic4dev.net\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magazinetest.atomic4dev.net\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magazinetest.atomic4dev.net\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/magazinetest.atomic4dev.net\/en\/wp-json\/wp\/v2\/comments?post=6673"}],"version-history":[{"count":0,"href":"https:\/\/magazinetest.atomic4dev.net\/en\/wp-json\/wp\/v2\/posts\/6673\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/magazinetest.atomic4dev.net\/en\/wp-json\/wp\/v2\/media\/6705"}],"wp:attachment":[{"href":"https:\/\/magazinetest.atomic4dev.net\/en\/wp-json\/wp\/v2\/media?parent=6673"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magazinetest.atomic4dev.net\/en\/wp-json\/wp\/v2\/categories?post=6673"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magazinetest.atomic4dev.net\/en\/wp-json\/wp\/v2\/tags?post=6673"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}